.text { color: black; font-size: 10pt; font-family: Verdana }
.heads { color: #040; font-weight: bold; font-size: 12pt; font-family: Verdana }
.subheads { color: black; font-style: italic; font-size: 10pt; font-family: Verdana }

#navrow {font-size:12pt; letter-spacing:.05em; } 
a.nav:link {text-decoration:none; font-weight:bold; color:#FFFFFF; background:#19411E }
a.nav:visited {text-decoration:none; font-weight:bold; color:#FFFFFF; background:#19411E }
a.nav:hover {text-decoration:none; font-weight:bold; color:#19411E; background:#FFFFFF }
a.nav:active {text-decoration:none; font-weight:bold; color:#19411E; background:#FFFFFF }